FinTech & Banking Technology

Build the technology behind your financial business.

From customers and lending to payments, collections and connected operations, build systems around the way your financial business actually works.

Start a conversation Explore capabilities

Payments & collections Money movement that stays connected to your workflow.

Lending operations Applications, schedules, collections and customer records in sync.

Custom FinTech Build the platform your operating model needs.

Digital financial transaction experience

Customer operations Lending Collections Payments Reconciliation Custom FinTech

Connected financial operations

Everything you need to run your financial operations.

Give every team a clearer way to manage customers, money movement and the work that happens around every transaction.

Customer operations

Keep every relationship connected to the right financial record.

Bring profiles, documents, products, communication and account activity into one organized customer view.

Customer and member profiles
Documents and verification workflows
Relationship and account history

Lending operations

Move every loan from application to repayment with less operational friction.

Connect applications, approvals, repayment schedules, collections and servicing around one customer journey.

Applications and approval workflows
Repayment schedules and servicing
Collection and account visibility

Loan workspaceActive

ApplicationReady for review

Customer profileComplete

Repayment schedule12 months

Next actionApprove & schedule

Payments & collections

Keep collections connected to the customer and obligation they belong to.

Build payment experiences through supported providers and keep receipts, statuses and transaction records visible to your teams.

Online and assisted collection flows
Payment status and receipts
Recurring repayment workflows

Digital and assisted financial collection interface

Branch & field operations

Give field and branch teams the same information your back office sees.

Support customer visits, collection activity, receipts, tasks and daily work without creating disconnected records.

Field collection workflows
Branch-level customer activity
Tasks, routes and daily reporting

Finance & reconciliation

Make it easier to understand where money came from and where it belongs.

Connect transaction records with the operational system so your finance team spends less time matching data manually.

Transaction-led records
Account and ledger integration
Operational reporting

Financial records and reconciliation interface

Intelligent automation

Put intelligence inside everyday financial work.

Use AI where it removes repetitive effort—supporting data work, customer service, operational insights and workflow automation.

Workflow assistance Data processing Operational insights

Build AI assistance around your workflow—not the other way around.

Built into your operations

Financial technology, right inside the way you work.

Connect financial actions with the business systems where the work already happens.

Loan management

Connect applications, approvals, schedules and collections.

CustomerRiya Sharma

StatusApproved

Next repayment₹12,450

Accounting & reconciliation

Bring transaction visibility into the system your finance team already uses.

Customer management

Keep conversations, financial activity and account context together.

ASRKPM+

Field collections

Give field teams clear customer, task and collection information on the move.

Customer transaction experiences

Build the way your customers pay, repay and receive money.

Integrate appropriate payment and banking providers into websites, apps and operational workflows without positioning Squinal as the regulated provider.

Digital payments

Build online payment experiences through the providers your business uses.

Recurring collections

Support scheduled instalments, memberships and recurring obligations in your customer journey.

Recurring financial transaction illustration

Payment links & checkout

Make it easier for customers to complete a payment from your site, app or communication flow.

Payment request₹8,500

Payout workflows

Build controlled payout journeys for vendors, partners or other recipients through supported services.

Built for different financial models

Technology for the way your financial business works.

Start with the operating model. Build the technology around it.

Microfinance & lending

Keep borrowers, groups, loans, schedules and collections connected.

Member finance & Nidhi

Build member, deposit, loan and branch workflows around your operating requirements.

FinTech platforms

Turn a financial product idea into a customer-ready web or mobile platform.

Financial services

Connect customers, documentation, transactions and daily operational workflows.

Integration ecosystem

Connect the systems your financial business depends on.

Bring payment providers, banks through available APIs, accounting tools, customer applications and operational systems into controlled workflows.

Keep transactions connectedReduce repeated entry between financial and operational systems.

Reduce operational gapsHelp teams work from more consistent records.

Build around your ecosystemConnect the providers and platforms your business already uses.

Financial systems API integration workflow

SQUINAL

Field operations

Today's route

10:30Customer visit

12:15Collection follow-up

03:30Branch review

Customer account

Good morning, Ananya

Next payment₹4,850

DocumentsSupport

Mobile financial experiences

Keep financial operations within reach.

Build focused mobile experiences for customers, field teams and managers—each with the information and actions they actually need.

Customer app Field collection app Management view

Custom financial technology

When your financial workflow is different, your software can be too.

You do not have to force your operating model into generic software. Build the modules, apps and integrations your business needs.

Discuss your requirement

Squinal
FinTech

Loan management Microfinance Customer apps Field collections Payment integrations Financial dashboards Custom SaaS API integrations

Security by design

Security belongs in every financial workflow.

Build financial software with clear access boundaries, traceable activity and controlled integrations from the beginning.

Role-based accessGive people only the access their role requires.

Activity visibilityKeep important system actions easier to review.

Data controlsDesign access and handling around sensitive records.

Controlled integrationsConnect external services through managed API workflows.

Responsible financial technology

Your financial data deserves careful handling.

Build systems with controlled access, clear ownership and privacy-conscious architecture around the information your customers trust you with.

Controlled access Clear data ownership Thoughtful integrations Operational accountability